Zhoushan provident fund can be used in the province, so you can apply for provident fund loans in Ningbo. Provident fund loan conditions:
1. The total amount of provident fund paid by borrowers of provident fund loans and their relatives should reach at least 30% of the cost of newly purchased (overhauled) housing;
2 provident fund loan borrowers have stable economic income and the ability to repay principal and interest;
3 provident fund loan borrowers are willing to apply for residential mortgage guarantee registration;
4. Submit the guarantee method that the local residential fund processing center and its sub-centers are willing to provide;
5. Submit relevant documents required by the loan handling bank, such as house purchase contract or house pre-sale contract, real estate license, land use certificate, and deposit certificate of provident fund, etc.
2. I paid Zhoushan hukou provident fund in Zhoushan and wanted to buy a house in Beilun, Ningbo. Can I use the provident fund loan? What is the process? Let me know.
As long as you support buying a house in a different place.
Three. Bank of Ningbo Zhoushan Branch Provident Fund Base
According to the interest rate of the provident fund of Zhoushan Branch in Bank of Ningbo, the provident fund base of Zhoushan Branch in Bank of Ningbo is determined according to the deposit base of Zhoushan Branch in Bank of Ningbo, ranging from 8% of the actual wage income to 12%, and both units and individuals can choose one.
4. Can the housing surplus in Zhoushan be transferred to Ningbo?
It's the first time I've heard that endowment insurance and provident fund are handled in the community! You are really a master! The Provident Fund is not transferable and interchangeable. The provident fund is local and not interchangeable, unless you are in the same unit and then because of shifts, that should be ok. I don't know much about providing for the aged! But if the welfare in one area is transferred to other places, his treatment will be different! It may or may not change much.