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Will it be more difficult for the legal representative of the company to mortgage?
Legal analysis: When applying for a loan, you apply for a loan in your own name. If you have a good credit history, it won't have an impact. If you apply for a loan in the name of the company, it will have an impact.

Legal basis: Article 115 of the Company Law of People's Republic of China (PRC), a company may not provide loans to directors, supervisors and senior managers directly or through subsidiaries.