2065438+At the beginning of March 2007, 25-year-old Mr. Huang applied for a car loan in a bank in Laibin City. The staff inquired about the personal credit information system of the People's Bank of China and found that there were two loans overdue in Huang's name for several months. He can't apply for a car loan because of credit problems.

According to the inquiry results of the credit information system, last year,1October 22nd and 24th, 165438+, Huang Zaijiexin Consumer Finance Co., Ltd. and Ma Shang Financial Consumption Co., Ltd. made loans of RMB 2,498 and RMB 2,549 respectively, which were four months overdue.

It can be seen that loans overdue Finance is still a meeting of credit information system.

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Matters needing attention when applying for instant consumer finance loan

1, don't borrow blindly to spend.

2. When choosing the loan amount, we should do what we can. In addition to your monthly income, you should also consider your necessary monthly expenses. After all, we can only use the extra money to repay the loan.

Interest on spot financial loans

Instant Finance has many loan products, and instant loan is the main loan business. So, what's the interest on spot financial loans? It is known that the spot loan amount is between 1, 000-8,000 yuan, the loan term is generally 6,9, 12 months, the loan interest is 1.4%, and the daily interest is 0.0483%.

People's Daily Online-Guest: Two citizens were inexplicably "loaned" and included in the "blacklist" of credit information.