The reverse loan business means that the bank loan is due and needs to be repaid first, and then the bank trusts you and can lend it to you again. The business of refinancing after repayment, commonly known as U-turn business.

The risk of bank bulls refers to the fact that lenders have loan relationships in several banks. If there is more overdraft, it will be difficult to repay the loan, which will expose the lending institutions to the risk of bad debts. Generally speaking, banks will not apply for long-term loans through them casually.