Be careful, don't do this. Even if you can apply for a loan through intermediary packaging. However, once there is a problem with repayment and false information is found out, it will violate the criminal law and the crime of loan fraud. Sentenced to 1-2 years and fined 1 million, sentenced to 10 years and fined 300,000. And fined 300 thousand. 1 10,000 or more, don't think about it.
At that time, you wanted to say that the agency did it. Find an intermediary and see if you can find it!
There are policies for college students and disabled people to start businesses, but they have not been implemented so far. Don't fantasize about getting subsidies. Without strong connections, you can't get any subsidies. It is still reliable to work hard to make money.