I bought a house for the first time with a commercial loan in Huzhou city, but the unused provident fund has been sold. Is buying a house for the second time the first suite or the second suite with the provident fund loan? first ... This depends on local policies.

If you have a loan record before, you can buy a house even if you accept a loan, regardless of whether you have a house or not.

If you only look at whether there is a house in your hand, you can count it as the first set.

Second home loan interest rate rises10%; At least 60% down payment.