Many offers; The grace period is 3 days; Inter-bank transfer is free; It is very inconvenient to use. ICBC Military Soul Credit Card is an exclusive credit card tailored by ICBC for soldiers, military families and military fans all over the country. It belongs to UnionPay single-identification single-currency card, and the card level is gold card. The advantages of the military soul card are:

1, there are many discounts. Within 3 months after the card is activated, you can enjoy the preferential service of plane upgrade by spending 3 air tickets.

2. The grace period is 3 days. When the minimum outstanding amount of the bill is 10 yuan (inclusive), it shall be regarded as the minimum repayment amount.

3. Inter-bank transfer is free, and it is equipped with a series of preferential wealth management products and precious metal products with low starting point and high interest rate.

4. The disadvantage is that there are many restrictions on ICBC's wealth management products, most of the troops are in mountainous areas, and there are few ICBC outlets, which is inconvenient to use.

Can't a soldier apply for an industrial and commercial military soul card?

Of course.

ICBC's military soul credit card is not only for military personnel, but also for military personnel, military families and military fans. Judging from the scope of this card issued by ICBC, ICBC's military soul credit card is mainly issued to three types of people, including military personnel (including active and retired), military families and military fans. Applicants can try to apply as long as they meet the requirements of ICBC.

What are the rights and interests of ICBC Military Soul Card?

1. Soldiers and their families who hold or used to hold our military official card, military security card or supplementary card of military salary card successfully applied for the military soul card on 20 17, and spent three times within three months after opening the card. They can use the military soul card to purchase domestic flight tickets or train tickets and enjoy free upgrade service.

2. The cardholder enjoys a 3-day repayment grace period. At the same time, during the grace period of due repayment, if the minimum repayment amount of the previous bill is less than or equal to 10 yuan, it shall be regarded as the minimum repayment amount.

3. ICBC Military Soul Credit Card is equipped with a series of military-specific products and services, such as "Yongjunbao" deposit, "Great Wall series" wealth management, theme precious metals, military-specific insurance, military "e-loan" credit consumption loan, military security card inter-bank fee reduction, service star upgrade and so on.

Internal reform:

China Industrial and Commercial Bank said that in 20 19, according to the deployment of the State Council, the Ministry of Finance promoted the reform of the wage determination mechanism of state-owned financial enterprises and approved the total wages according to the principle of marketization. The total wages are linked to the overall operating conditions, and are decided after the corporate governance procedures are fulfilled. Up to now, ICBC has no unified salary reduction arrangement.

Bank card business:

ICBC is the largest credit card issuer in China and one of the most complete credit card issuers. New products such as euro credit card, peony express business card, peony unionpay card, peony sports card and new peony transportation card have been launched one after another; Promote the service system construction of business outlets, VIP customer service centers and other channels; Actively choose overseas institutions to issue cards as agents, and further strengthen cooperation with international card organizations.

What's so special about ICBC's military soul card?

What is special is that this card belongs to the ICBC UnionPay single logo gold card, which is divided into five card faces according to the five major services of the army, navy, air force, rocket army and strategic support force, and is mainly issued for the military (including active and retired), military families and military fans.

What are the rights and interests of ICBC Military Soul Card?

1. Annual fee-free benefits. The validity period of ICBC Military Soul Credit Card is 10 year, and the cardholder enjoys unconditional annual fee exemption within the validity period of the card.

2. Play military games for free. Cardholders of ICBC Military Soul Credit Card can register the Gorilla Kaleidoscope APP for free and play military games.

3. "Time tolerance" rights and interests. As we all know, ICBC's credit card does not enjoy the "time tolerance" service of overdue repayment, but the cardholder of ICBC's military soul card enjoys special rights. Enjoy a 3-day repayment grace period. At the same time, in the grace period of due repayment, if the minimum repayment amount of the previous bill is less than or equal to 10 yuan, it will be regarded as the minimum repayment amount.

4. Free upgrade rights. Soldiers and their families who hold or used to hold our military official card, military security card or supplementary card of military salary card successfully applied for the military soul card on 20 17, and spent three times within three months after opening the card. They can use the military soul card to purchase domestic flight tickets or train tickets and enjoy free upgrade service.

5. Exclusive military financial services. ICBC's Military Soul Credit Card is equipped with a series of military-specific products and services, such as "Yongjunbao" deposit, "Great Wall series" wealth management, themed precious metals, military-specific insurance, military "e-loan" credit consumption loan, inter-bank fee reduction for military security cards, and service star upgrade.

Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.

Through more than 265,438+0,000 domestic institutions, 65,438+0,000 overseas branches and thousands of correspondent banks all over the world, China Industrial and Commercial Bank provides all-round financial services in local and foreign currencies, including wholesale, retail, e-banking and international business, to more than 8 million corporate customers and more than 6,543.8 billion individual customers with leading information technology and electronic networks. By the end of 2004, there were more than 3,700 cash management contracted customers, providing cash management services for their 1.96 million upstream and downstream or affiliated units; There were 3.97 million individual consumer credit customers, with a loan balance of 483.9 billion yuan; The wealth management account, a high-end product of personal financial business, has a total customer scale of over 1.24 million.

What are the benefits of the military soul card

Soldiers and their families who hold or used to hold our military official card, military security card or supplementary card of military salary card successfully applied for the military soul card on 20 17, and spent three times within three months after opening the card. They can use the military soul card to purchase domestic flight tickets or train tickets and enjoy free upgrade service.

Cardholders enjoy a 3-day repayment grace period. At the same time, on the due date of repayment grace period, if the minimum repayment amount of the previous bill is less than or equal to 10 yuan, it will be regarded as the minimum repayment amount.

ICBC's Military Soul Credit Card is equipped with a series of military-specific products and services, such as "Yongjunbao" deposit, "Great Wall series" wealth management, themed precious metals, military-specific insurance, military "e-loan" credit consumption loan, inter-bank fee reduction for military security cards, and service star upgrade.

What should I do if the amount of ICBC military soul card is too low?

First, always swipe your card.

The bank's credit card withdrawal skills require cardholders to swipe their cards more often, and so does ICBC's military soul card. Whether it is large or small, you can brush it, and the types of businesses are as diverse as possible. There are more credit cards in physical stores than online shopping. In order to successfully withdraw cash, it is best to ensure that the consumption of each billing cycle can reach about 80% of the credit card limit.

Second, buy wealth management products

In ICBC's online banking, you need to pay a little handling fee to trade precious metals through the wealth management investment column. You can do this: open the ICBC online banking U shield and debit card, and then attach the military soul card to the savings card online banking. Then go to the bank counter to open a precious metal trading account, then debit card to deposit some money, buy some precious metals, and trade more times. Later, due to insufficient funds, I wanted to apply for a credit card withdrawal.

Third, provide additional financial proof.

If the amount of the ICBC Military Soul Card you applied for is too low, don't cancel it in a hurry. If you have new financial documents, you can submit them to the bank, such as real estate license, vehicle ownership certificate, large deposit certificate, etc. Among them, deposits must be deposited in ICBC.

Fourth, keep a good credit record.

The basic condition for withdrawing cash by credit card is that the cardholder has good consumption and repayment habits. If the bank has doubts about your consumption behavior, such as cashing out, it is very difficult to withdraw the amount. If it is overdue, it will also affect the bank's trust in you and the withdrawal.

What kind of ICBC credit card is easy to use? There are many choices!

The number of people who want to apply for a credit card has increased dramatically. Among many banks, ICBC is actually ideal, but the credit conditions you need are better, especially the star rating of ICBC is very important. Today, I would like to introduce to you what kind of ICBC credit card is easy to use.

ICBC credit card rankings and explosions are all here!

Living expenses: Yin Hua Runtong co-branded card.

There are many kinds of cards, including ordinary cards, gold cards and platinum cards, which can meet the application requirements of customers with different credit conditions.

Cardholders enjoy dual rights and interests, one is ICBC credit card finance and preferential treatment; But a privileged/privileged member of China Resources Communication. 399 China Resources Link points can be exchanged for cash coupons such as CR Vanguard, Ole' Boutique Supermarket, Pacific Coffee, Vientiane City, Didi Special Car, KFC, McDonald's and movies.

Business trip: China Industrial and Commercial Bank WeHotel Credit Card.

There are two card classes: Gold Card and Platinum Card, and cardholders can enjoy the booking discounts of major brands hotels under the WeHotel platform:

Open a card to send a 320 yuan gift certificate; The highest monthly ticket 600 yuan; Free V3/V4 membership, enjoy 85/88 discount when booking; Stay 9 nights for free, and can be exchanged for a five-star hotel.

Owner: ICBC car plus credit card

Chejia Card is divided into three grades: Platinum Card, Gold Card and Puka. Car owners can enjoy the following benefits:

1) Every Sunday, 6% of the gas stations designated by China National Petroleum Corporation will be cashed in;

2) The massive discount of "Love Shopping Weekend" is as low as 50%, and the highest cashback of "Love Shopping Global" is 21%;

3) Introduce Kaying free car wash, 300 yuan/1000 yuan electronic refueling recharge code or 4999 yuan cash back.

Soldiers' first choice: ICBC military soul credit card

Gold card level, ICBC customers with five stars or above can apply with confidence, and there are five cards to choose from. The advanced weapons and equipment cards of the army, navy, air force, rocket army and strategic support force, see which one you like.

In terms of credit card rights and interests, it provides many privileges for military families, such as free upgrade, "Yongjunbao" deposit, military exclusive insurance, military "e-loan" credit consumption loan, and military security card.

What is the credit card limit of ICBC's military soul?

Generally speaking, ICBC credit cards are classified according to the following quota standards: the general card quota is between 3000- 10000 yuan; The gold card amount is between 10000-50000 yuan; The amount of platinum card is more than 50,000 yuan. ICBC Military Soul Credit Card is positioned as a gold card when it is issued, so the floating range of ICBC Military Soul Credit Card is 10000-50000 yuan. (If the personal qualifications are poor, there may be thousands of places. )

How to apply for a high-quota ICBC military soul credit card;

1. Provide weighty asset certificates, such as real estate license and vehicle ownership certificate, to show its solvency;

2. Highlight your stable work and considerable income. You can attach academic certificates and qualification certificates, and the bank will improve your comprehensive quality score.

3. Maintain good consumer credit and repayment credit. In the past, credit cards were used frequently, there were many types of merchants, and credit records were not overdue.

If you are not satisfied with the credit limit, it is suggested that you continue to use your card for half a year before applying for credit extension from ICBC. It is best to spend more credit cards during this period and ensure good personal credit information, so as to obtain a higher credit limit.

Application conditions of ICBC's military soul credit card: the applicant must be 18 years old and under 65 years old, and have full civil capacity; Personal credit record is good, there is no overdue record of loans and credit cards, and there is no bad behavior such as credit card cashing.

So much for the introduction of ICBC's military credit card.