1, never entrusted deduction of provident fund;

2. The portfolio loan is issued normally and repaid for 6 months;

3. Commercial loans are not settled;

4. The accumulated overdue period of provident fund loans is within 3 periods (excluding 3 periods);

If the above conditions are met, the balance of the provident fund account can be withdrawn once a year to repay the commercial loan part of the portfolio loan.

Information required for withdrawing the balance of the provident fund after handling the portfolio loan:

1, Application Certificate for Withdrawing Provident Fund and Repaying Loan, which was examined and sealed by the loan bank;

2. Original and photocopy of my ID card;

3 units issued by the "Wuhan housing provident fund extraction certificate";

4. The original and photocopy of the loan contract;

5. Repayment savings passbook or card (repayment details of at least 6 months or more shall be attached for the first withdrawal, and repayment details of 12 months before the withdrawal date shall be attached for subsequent withdrawals).

In addition, we should remind everyone that if the balance of the provident fund is withdrawn to repay the loan principal, the total amount withdrawn by the borrower and spouse at one time shall not exceed the remaining amount of the commercial loan, and the sum of the accumulated withdrawal amount shall not exceed the principal of the commercial loan. If the balance of provident fund is withdrawn annually to repay the principal and interest of commercial loans, the total amount of each withdrawal by the borrower and spouse shall not exceed the sum of the monthly repayment amounts due in the previous year (12), but excluding the principal of commercial loans repaid in advance with self-owned funds during this period, and the sum of the accumulated withdrawal amounts shall not exceed the principal of commercial loans.