Micro-loan can be repaid in installments, and the number of installments you can choose is 5, 10 and 20, and the 1 period is 1 month, and the interest of micro-loan is calculated on a daily basis.
How to apply for a small loan:
There is no loan product such as micro-loan, only micro-loan. Microfinance can only be opened by invitation, and users can open microfinance through friends' invitation or WeChat official invitation. Microfinance has no APP and no handling fee.
Operation of opening micro-loan at the invitation of friends:
Step 1: Let friends who have started micro-lending open and log in to micro-lending, click "I", then click "Pay", and then click "Borrow micro-lending" to enter the micro-lending page.
Step 2: Click "See who among your friends owns microfinance" in the microfinance page, and then click ... "Send an invitation to users to start microfinance.
Step 3: Users click on the micro-loan invitation sent by their friends, and then follow the page prompts.
Users need to authorize WeChat to access the personal credit information system and inquire about the user's personal credit information report when opening a micro-credit loan. Whether the micro-loan can be successfully opened depends on the page display. After the micro-loan is opened, the service of "micro-loan borrowing" will appear on the payment page.
Users can directly click "Loan" on the micro-loan loan service page, enter the loan amount, and borrow according to the page prompts. The loan amount and interest rate of microfinance are related to personal credit, performance record and consumption behavior.
When users use small loans, they need to repay them on time, not overdue.
Micro-loan is a credit product launched by Tencent Weizhong Bank, which provides personal consumer credit services for WeChat users and mobile QQ users. The platform adopts the official invitation system. Tencent platform invites users who meet the platform standards to apply for loans by analyzing their personal qualifications.
Micro-loans can provide users with loan quotas ranging from 500 yuan to 300,000 yuan according to their personal comprehensive situation, and a single loan can provide users with loan quotas ranging from 500 yuan to 40,000 yuan. The micro-loan platform calculates the loan interest on a daily basis, and the daily interest rate is between 0.02% and 0.05%.
Qianhua is a credit product under Baidu Finance, which mainly provides personal consumer credit services for the public. At present, the platform adopts the active application system, and users can actively apply for loans on the rich app.
If you have money to spend, you will get a spending quota of 5 million to 200 thousand yuan. The daily interest rate of Qianyi loan is as low as 0.02%, and the interest rate of 1 ten thousand yuan loan is as low as the daily 2 yuan.