Under normal circumstances, the bank will start to repay the loan in the month after issuing the loan approval letter. Date when the bank loan is approved. Today, the bank loan informed you that it was approved, so today is a month next month. The date of repayment. You'd better deposit more money in the bank card you borrowed. If it is overdue, it will affect your future reputation. Too much is not a good loan First, the first step of the process of buying a house: to prepare for buying a house, we must first estimate our actual purchasing power according to the financial strength and repayment ability, and determine the location, area, price, floor and orientation of the house according to the needs of work and life. The second link: housing selection is a continuation of the preparatory work, which can be inquired from newspapers, television, internet or related real estate websites. Property buyers need to integrate the advantages of the three major media and comprehensively and carefully examine the housing information. The third link: field inspection and house selection is a high-tech job. Before choosing a house, you should know the basic knowledge of floor area ratio, greening rate, pool and apartment type. If you buy an existing house, you can intuitively see the structure and apartment type of the house, but if it is an auction house, you can only choose the house based on the apartment type map. At this time, buyers must learn to look at the floor plan. Generally speaking, choosing a house should consider whether to buy a house from six aspects. Six aspects include: location, price, surrounding municipal planning, environmental support, housing structure and orientation, and property management. The fourth link: After negotiating and signing the sales contract to determine the target, enter the negotiation stage of substantive contact with the seller. Negotiating and signing a sales contract is the most important link in the process of buying a house. Both buyers and sellers should put their rights and obligations into words, especially the key terms such as the area of the house, payment method and property status. The fifth link: handling loans At present, second-hand houses can handle commercial loans. According to one's own financial resources and various conditions of the house purchased, comprehensively consider the amount and duration of the loan. Intermediary companies should assist in handling loan procedures in accordance with relevant bank regulations. The sixth link: when the property right is transferred, the original seller's name should be changed to the new buyer's name. It is necessary to prepare relevant materials under the guidance of the intermediary company, and then authorize witnesses to assist in the formalities of property right transfer. The seventh link: check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check-in check In order to avoid personal credit stains and unnecessary troubles in future life due to insufficient balance.