China Bank's personal network revolving loan application conditions are as follows:

1. The borrower shall be a natural person with full capacity for civil conduct;

2. The borrower must be a China citizen living in People's Republic of China (PRC) (China);

3. The borrower must have a fixed residence and stable income, have no bad credit record in financial institutions such as Bank of China, and have the willingness and ability to repay the principal and interest of the loan on schedule;

4. Open a personal settlement account in Bank of China, and register and open the online banking and other electronic channel services of the Bank through the business counter;

5. The sum of age and loan term shall not exceed 65 years old;

6. If you choose to apply for mortgage (pledge), you must provide qualified mortgage (pledge); If you choose to apply by way of guarantee, you must provide a guarantor.

What are the requirements for personal revolving loan through online banking of China Bank?

The borrower applying for personal revolving loan of online banking of China Bank shall meet the following basic conditions:

1, a natural person with full capacity for civil conduct, such as a natural person aged 16 and under 18, must provide proof that his labor income is his main source of livelihood;

2. China citizens living in People's Republic of China (PRC) (China) (excluding Hongkong, Macau and Taiwan Province);

3. Have a fixed residence and stable income, have no bad credit record in the Bank of China and other financial peers, and have the willingness and ability to repay the loan principal and interest on schedule;

4. Open a personal settlement account in China Bank;

5. Register and open BOC personal online banking wealth management version or VIP version service through BOC business counter;

6. Customers who can provide qualified mortgage (pledge), have excellent qualifications and meet the conditions of BOC's personal revolving loan without mortgage (pledge) can apply by means of credit or guarantee, without providing mortgage (pledge);

7. The sum of the borrower's age and the term of personal revolving loan to be applied for online banking of BOC shall not exceed 65 years old;

8. Other conditions stipulated by laws, regulations, regulatory provisions and Bank of China.

For details, please consult our handling outlets or call our customer service hotline 95566 for consultation.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.

China Bank Personal Network Revolving Loan Application Materials

1. Basic information of the borrower and its spouse (if any), including valid identification materials, work certificate, marriage certificate and power of attorney authorizing China Bank to inquire about its personal credit report and submit personal credit information to the basic database of financial credit information;

2. Proof of valid income;

Three, the guarantee certificate, the mortgage (pledge) application, should provide the mortgage (pledge) property ownership certificate, mortgage (pledge) valuation report. ; If the application is made without mortgage (pledge), the borrower's relevant credit certification materials shall be provided; if a third-party credit guarantee is added, the basic information of the guarantor and relevant credit certification materials shall be provided;

4. Proof of loan use;

Five, laws and regulations, regulatory requirements and other documents or materials required by the Bank of China.