The letter of intent for loan is a written loan intention to serve the next stage of preparation and negotiation. The letter of intent for loan is an invitation to offer, which has no legal effect and is not binding on both borrowers and borrowers. Letters of intent for loans are generally common in medium and long-term loans of banks, especially fixed assets loans, but they are not necessary for credit investigation, and some loan operations do not need letters of intent to simplify the process.

The sample format of each bank is different, and the specific content can be consulted with each bank.