_ Latest Loan Market Quotation (lpr) of China People's Bank in 2022:

Updated on September 20, 2022:

On September 20, 2022, the loan market quoted interest rate (LPR) was 65438+3.65% for 0 years and 4.3% for 5 years and above.

Note: The above LPR is valid until the next LPR release.

Updated on August 22, 2022:

On August 22, 2022, the loan market quoted interest rate (LPR) was 65438+3.65% for 0 years and 4.3% for 5 years and above.

Updated on July 20, 2022:

On July 20, 2022, the loan market quoted interest rate (LPR) was: 1 year, 3.7%, and over 5 years, 4.45%.

Updated on June 20, 2022:

On June 20, 2022, the loan market quoted interest rate (LPR) was 65438+3.7% for 0 years and 4.45% for 5 years and above.

Updated on May 20, 2022:

On May 20, 2022, the loan market quoted interest rate (LPR) was 65438+3.7% for 0 years and 4.45% for 5 years and above.

Updated on April 20, 2022:

On April 20, 2022, the loan market quoted interest rate (LPR) was: 1 year, 3.7%, and 5 years and above, 4.6%.

Updated on March 2, 20221:

On March 2, 2022, the loan market quoted interest rate (LPR) 1 day was 3.7% for a period of five years and above, and 4.6%.

Updated on February 2, 20221:

On February 2, 2022, the loan market quoted interest rate (LPR) 1 day was 3.7% for a period of five years or more, and 4.6% for a period of five years or more.

20221October 20th, updated 65438:

In 2022 1 October 20th, the loan market quoted interest rate (LPR) was:1year LPR was 3.7%, and the LPR over five years was 4.6%.

What's the latest annual interest rate for commercial loans?

At present, the annual interest rate of bank loans is as follows: \ 4.85% within half a year (including half a year) \ 4.85% from half a year to one year (including 1 year) \ 5.25% from one to three years (including three years) \ 5.25% from three to five years (including five years) \ more than five years. The loan is 65,438,000,000 yuan, and the mortgage is 20 years and 30 years. The total amount of monthly payment and interest payment is as follows: \ \ 20 years of equal principal and interest repayment method: \ total loan amount is 65,438+000,000.00 yuan \ repayment months are 240 months \ monthly repayment amount is 682.25 yuan \ total interest payment amount is 63,000.00 yuan. The total loan amount is 100000.00 yuan, the repayment period is 360 months, the monthly repayment amount is 56 1.53 yuan, and the total interest payment is 102 1565438.

The latest interest rate table of China Construction Bank in 2022

Demand deposit: the interest rate is 0.3%;

2. One-off time deposit: three-month interest rate 1.35%, half-year interest rate 1.55%, one-year interest rate 1.75%, two-year interest rate 2.25%, three-year interest rate 2.75% and five-year interest rate 2.75%;

3. installment withdrawal, installment withdrawal and fixed withdrawal: the annual interest rate is one year 1.35%, three years 1.55% and five years1.55%;

4, fixed work is convenient: enjoy a one-time discount of 60% interest rate at the same level within one year;

5. Agreement deposit:1.00%;

6. Notice deposit: 0.55% for one day, 7 days 1. 1%.

Second, the loan interest rate:

1, and the interest rate for less than one year (including one year) is 4.35%;

2. The interest rate for one year to five years (including five years) is 4.75%;

3. The interest rate over five years is 4.9%;

4. The interest rate of provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%.

The above is the latest interest rate table of CCB interest in 2022.

Transfer method of funds from special account for fast loan of China Construction Bank

1. Mobile Banking Transfer-out: Users log in to the Mobile Banking APP of China Construction Bank, look for the function of "quick loan" on the homepage, click View, select "Withdraw" and "Transfer-out of funds from special account for quick loan", and follow the prompts.

2. Transfer out of online banking: users can log in to the online banking of China Construction Bank, search for "personal quick loan" in the homepage loan service, and then select "Transfer out of special account for quick loan" to follow the prompts;

3. Counter transfer: Users can bring their valid identity documents and bank cards to the counter business outlets of banks to handle the fund transfer business of special accounts for quick loans;

4. Transfer out the ATM equipment of CCB: deposit the card on the ATM equipment of CCB, enter the password, click the fast loan service on the screen of the mobile phone, and then transfer the funds from the special account according to the prompts.

List of bank loan interest rates in 2022

The central bank will formulate major policies every year and will also liberalize the benchmark interest rate for deposits and loans. The major banks only use this as a reference to formulate new loan interest rates in combination with their respective banks' conditions. All, different banks have different loan interest rates. The following is a list of bank loan interest rates in 2022.

Bank loan interest rate table 2022

1. central bank: the interest rate is 4.35% for six months (including six months of bright study), 4.35% for six months to one year (including one year), 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.9% for more than five years.

2. ICBC: the interest rate is 4.35% for six months (including six months), 4.35% for six months to 1 year (including 1 year), 4.75% for 1 to three years (including three years) and 4.75% for three to five years (including five years).

3. Agricultural Bank: the interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 3 years) and 4.75% for 3 to 5 years (including 5 years).

4. China Construction Bank: the interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 3 years), and 4 for 3 to 5 years (including 5 years).

5. Bank of China: the interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 3 years) and 4.75% for 3 to 5 years (including 5 years).

6. Bank of Communications: the interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 3 years) and 4.75% for 3 to 5 years (including 5 years).

7. China Merchants Bank: the interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 3 years) and 4.75% for 3 to 5 years (including 5 years).

8. China CITIC Bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to 1 year (including 1 year), 4.75% for 1 to three years (including three years) and 4.75% for three to five years (including five years).

9. China Everbright Bank: the interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 3 years) and 4.75% for 3 to 5 years (including 5 years).

10, Shanghai Pudong Development Bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one to three years (including three years) and 4.9% for three to five years (including five years).

1 1, deep development: 6 months (including 6 months) interest rate 5.6%, 6 months to 1 year (including 1 year) interest rate 6. 15%, 3 to 5 years (including 5 years) interest rate 6.4.

12, Ping An Bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.9% for more than five years.

13, China guangfa bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.9% for five years and above.

14, Huaxia Bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.9% for more than five years.

15, Minsheng bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.9% for more than five years.

16, Industrial Bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.9% for more than five years.

17, Bank of East Asia: the interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 3 years), and 3 to 5 years.

18, Bank of Beijing: the interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 3 years), and 3 to 5 years.

19, China Postal Savings Bank: the interest rate is 4.35% for six months (including six months), 4.35% for six months to one year (including one year), 4.75% for one to three years (including three years) and 4.9 for three to five years (including five years).

20. Dezhou Bank: the interest rate is 4.35% for 6 months (including 6 months), 4.35% for 6 months to 1 year (including 1 year), 4.75% for 1 to 3 years (including 3 years), and 4 for 3 to 5 years (including 5 years).

This article mainly focuses on the knowledge points of the list of bank loan interest rates in 2022, and the content is for reference only.

What's the interest rate for bank loans?

The loan interest rate for one year to three years (including three years) is 4.75%, and the loan interest rate for more than five years is 4.9%.

Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development.

The introduction of the latest interest rate table of bank loans ends here.