How to calculate the loan amount of Changsha provident fund in 2020?
In 2020, the maximum amount of Changsha provident fund loans will be 600,000 yuan. Except that the maximum amount is different from other cities, the calculation method is the same as other regions. The specific calculation formula is as follows:
Loan amount of housing provident fund = (monthly payment amount of housing provident fund (12 future payment period+personal account balance of housing provident fund) 2.
Provident fund loan policy will be updated. In 2020, Changsha's provident fund loan policy will also change, mainly as follows:
1 In the loan object and conditions section, co-borrower is added as the spouse, and co-borrower is jointly and severally liable for loan repayment; And added a clause that negative information of personal credit information will not be lent.
2. In the part of loan procedure, the way that second-hand houses can be transferred before applying for provident fund loans has been added.
In the part of loan guarantee, the guarantee method is changed from full joint liability guarantee to phased joint liability guarantee.
4. In the part of loan interest rate, term and amount, the contents have been revised and adjusted, including the calculation formula of loan amount and the determination method of family monthly income.
The above is about sharing the loan amount of Changsha attack aircraft, hoping to help everyone.