1. Individuals can inquire about personal credit reports in person or by entrusted agents, and carry their identity documents or authorization documents to make on-site inquiries through the credit information centers of local central banks.

Second, bank inquiries can be made through ATM machines configured by some banks or bank websites;

Third, the third type is internet inquiry, which requires logging in to the website of the central bank's credit information center to register, submit an application and inquire about your own credit report.

Contents displayed in personal credit report:

1. Personal basic information: including personal identity information, residence information, occupation information, etc.

2. Credit transaction information: including personal credit card, loan, guarantee information for others.

3. Annotate the information.

4. I announce the information. My statement is the explanation made by the customer on the information in my credit report, and the credit center is not responsible for the authenticity of my statement.

5. Query records.

Extended data:

Because more comprehensive information can be obtained, including the positive and negative information of all borrowers' loan and credit records, financial institutions can more accurately evaluate the reputation of individual borrowers and even charge fees according to their credit quality.

When financial institutions can reflect the credit risks of different customers through fees, most borrowers with good credit can get better loan conditions and banking services.

A typical credit record includes basic personal information, such as name, ID number and address, as well as telephone number, previous address and lender.

Credit records also include personal credit, institutions providing credit, repayment habits, unfulfilled responsibilities, outstanding debts and credit lines enjoyed.

Baidu encyclopedia-credit record

China People's Bank Credit Information Center-i query Credit Information Reporting Process.