Hello, this depends on which institution you apply for a micro-credit consumer loan. Detailed Rules for the Implementation of the Provisional Regulations on Stamp Duty in People's Republic of China (PRC) (Caishuizi [1988] No.225) Article 10 of the loan contract (excluding interbank borrowing) signed by banks and other financial institutions stipulates that stamp duty shall be levied only on the vouchers listed in the tax items and tax rates table and the vouchers determined by the Ministry of Finance.
Article 26 stipulates that taxpayers who are not sure whether to pay taxes on their vouchers should bring them to the local tax authorities for identification in time.
Lending is a financial business, which can only be carried out after approval. Therefore, it is not in compliance with financial supervision regulations for unauthorized individuals to engage in lending business. According to the above provisions, the loan contract signed by enterprises and individuals does not belong to the scope of collection of loan contracts in the Stamp Tax Items and Rates Table. So stamp duty is not needed.
Second, the inventory of small fast credit loans, people who lack tens of thousands of dollars quickly look at it.
For many borrowers, although they need money urgently, they don't need much credit. You go to the bank to apply for a loan, that is, the loan amount of 10 thousand yuan or more than 100 thousand yuan is too small to repay. I have counted some small fast credit loans for everyone. Please have a look at those who are short of tens of thousands of dollars!
Small fast loan 1, JD.COM Gold Bar JD.COM Gold Bar is a small loan product under Jingdong Finance. Users 18 years old or above can apply for loans by filling in the mobile phone number and ID number of the real-name registration system. The minimum daily interest rate can be applied for up to 200,000 yuan. As long as the user's personal credit is not a big problem, it is not difficult to apply for a loan of 5000 yuan. 2. Wangdai Wangdai is a financial service product under Wanda Pratt & Whitney, with a maximum application amount of 50,000 yuan and an annual interest rate of 24%-36%. Users can apply for loan treasure with ID card and other related contents. However, it should be noted that there is no independent APP for Wan E Loan, and users need to download Wanda Pratt & Whitney APP. 3.E-second loan The longest repayment period of E-second loan is one year. Users can choose to pay interest on a monthly basis or repay the principal when due. Applicants need to pay provident fund/social security/individual tax for at least 3 months, and there is no bad record on credit information. 4. Ping An Easy Loan Ping An Easy Loan is a mobile lending APP owned by Ping An, which users can download in the mobile app store. Ping An Easy Loan mainly serves people who have reached the age of 18 and are not studying in school. If the user information is correct, the audit will be completed in 1 minute at the earliest, and the loan will be released in 15 minutes. 5. The threshold for Zhongan Small Loan to apply for Zhongan Small Loan is not high. Users need to be between 22 and 55 years old and need to provide their mobile phone number, ID number and bank card. The minimum annualized rate of Zhongan Small Loan is approved very quickly, and it can be received in 5 minutes at the earliest. The above is the relevant content sharing of "small fast credit loan", I hope it will help everyone!
3. Is there an online loan that is easy to get with a long repayment time? I'm almost 2 short. ...
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