Conditions for applying for loan business:1natural person aged 8 to 65; The actual age of the borrower and the loan application period should not exceed 70 years old; Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule; Good credit information, no bad records, and legal use of the loan; Other conditions stipulated by the bank.

2. What materials should I prepare to apply for a working capital loan from an enterprise?

Enterprises will inevitably encounter problems. In order to solve the short-term capital demand, they generally choose to apply for working capital loans. Then when applying for a loan, they need to provide the corresponding loan information. What information should I prepare to apply for a working capital loan? Let me introduce you to the relevant materials that need to be prepared to apply for a working capital loan.

Information required for enterprises to apply for working capital loans:

1. Business license, legal person code certificate and tax registration certificate of the enterprise where the borrower and guarantor work;

2. The borrower's shareholding certificate in the company, or the legal person certificate;

3. The financial statements of the borrower's company and the guarantee institution in the last six months;

4. The capital verification report of the borrower and the capital verification report of the guarantee institution (guarantor);

5. Fill in a complete and true loan application;

6. A copy of the loan card of the borrower's enterprise;

7. Credit documents of the borrowing enterprise and the borrower;

8. Proof of the office space of the enterprise and the address of the borrower;

9, the enterprise's real loan use certificate;

10. Articles of association and loan resolution materials agreed by the board of directors;

1 1. Other information required by the lending institution.

The above items 1 1 are general information that enterprises need to apply for working capital loans, and different lending institutions will be different, so I remind borrowers to go to the relevant lending institutions to find out clearly before applying for loans.

3. What loan materials do enterprises need to prepare to apply for working capital loans?

Loan application, basic information of the enterprise (business license, articles of association, introduction of legal person or major shareholder, etc.). ), financial information (financial statements, bank statements, tax payment vouchers, proof of major income, etc.). )

Four, rural credit cooperatives for agricultural and sideline products processing and sales enterprises to apply for working capital loans need to provide what information?

A copy of your ID card, a copy of the guarantor's ID card, the income statement filled out by the guarantor and stamped by the company can all be asked for specific matters there. This is very simple