Bank mortgage loan is a loan obtained by mortgaging land belonging to one's own right to use, real estate belonging to ownership, machinery and equipment to relevant authorities, which belongs to real estate mortgage.

Pledged loan refers to the loan obtained by mortgaging all your time deposit certificates and vehicles to the bank. This belongs to the pledge of movable property and is handed over to the bank for safekeeping.

Guaranteed loan refers to a loan obtained by providing a guarantor such as a natural person or enterprise as a guarantee when applying for a loan from a bank.