Henan Zhongyuan Consumer Finance is a financial platform that provides personal consumption loans. Established by Zhongyuan Bank and Shanghai Yiqian Network Information Technology Co., Ltd., it was established at the end of 20 16 and became a national non-bank financial institution with the approval of China Banking Regulatory Commission.

The main business of the platform includes issuing personal consumption loans, borrowing from domestic financial institutions, issuing financial bonds with approval, consulting and agency business related to consumer finance, etc. The loan products provided by Zhongyuan Consumer Finance include: raising money, perpetual loans, etc. , the maximum amount is 200,000 yuan, and the service life is 12 months. The platform also involves fixed-income securities investment business. It is a formal licensed consumer finance platform.