When can I make the next payment after the loan is approved? 10 to 20 working days. If the procedures are complete and the materials meet the requirements, banks will generally review them faster. If it is fast, the loan can be released within 10 working days. If it is slow, it will take about 20 working days to lend money. Generally, loans can be obtained from provident fund centers or banks. If there is a provident fund, it is better to use provident fund loans, because the interest rate of provident fund loans is relatively low, and the benchmark interest rate may be lowered in the future. If there is no provident fund, then you can only find a bank to make a commercial loan, and the interest rate will be higher.
Is the loan review manual or systematic? If it is a credit loan, it is generally audited by the system. But when applying for a loan, people will also review some materials. In addition, people will also examine whether the applicant meets the loan conditions. Now most banks will automatically review the application materials submitted by applicants. If there is no problem, you can quickly check the audit results and learn what materials need to be applied from the bank, which will help speed up the audit.
The above is about how long it usually takes to review a loan. Generally, it takes about 7 days to approve a loan, but it depends on the efficiency of each bank.