The interest on Haier's loan of 20,000 yuan is 3,650 yuan. Judging from the current actual lending situation, the daily interest rate of Haier's consumer finance is generally around 0.05%. In addition to loan interest, Haier Consumer Finance basically does not charge other fees.

Generally speaking, the loan interest rate is obtained by floating on the benchmark loan interest rate of the central bank. The benchmark interest rates are: 4.35% for one-year loans, 4.75% for loans from one year to five years, and 4.90% for loans over five years.