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Can I get a loan with my ID photo?
If it is a formal loan platform, you can't get a loan just by holding a photo of your ID card. The formal platform also needs the mobile phone number with real-name authentication, personal address, work unit, economic income and other information, and some also need face recognition authentication.

Therefore, even if your ID photo is obtained by others and let others know your ID number, others don't know your mobile phone number, let alone other information. If you apply for a loan, except for the ID number, other information can only be fabricated, and the formal platform review is very strict. Naturally, it is easy to find out and the loan will not be approved.

However, there are also some informal lending platforms that are not very strict in auditing customers. As long as the customer can provide the ID number and mobile phone number, the loan can only be borrowed once, so it is often used by some lawless elements to borrow other people's information to apply for a loan. Customers must take good care of their personal information at ordinary times to prevent information leakage and security risks.