Hello! You can borrow money from the bank with your house as collateral. 65438+ ten thousand yuan is ok, but 65438+ ten thousand yuan is too small for banks to accept. Moreover, the bank will control the use of your loan, such as requiring you to use a credit card or entrusting a third party to pay.

There are many loan banks and many varieties. If you are not sure, you can entrust a guarantee company to handle it.

Through the guarantee company, there are generally the following benefits:

First, the whole service, don't worry, just need to cooperate with the signature.

Second, enjoy a more favorable loan interest rate.

Third, shorten the loan processing time to the greatest extent.

Fourth, enjoy the loan amount to the highest degree.

Fifth, avoid using your loan reasonably and get cash directly.

Of course, you need to pay a certain handling fee through the guarantee company. Generally, it will be determined according to your actual loan approval amount, and a few percent service fee will be charged. The cost performance needs to be grasped by yourself. There is definitely nothing wrong with asking more and comparing more.

—— Li Yue, loan consultant of Tenghui Shunde.