Running loan is an unsecured and unsecured pure credit loan launched by Minsheng Bank. As long as the borrower is 30-65 years old and his family net assets reach 6,543.8+0,000, he can apply for a loan, and the maximum loan amount can reach 6,543.8+0.5 million.
Tap water loan requirements
(1) over 30 years old, and the age plus credit period shall not exceed 65 years old.
② The enterprise has been operating normally for more than 2 years.
③ The loan amount shall not exceed 30% of the net assets of the borrower's family and 65,438+00% of its annual turnover.
(4) The net assets of the family reach more than 6,543,800+0,000.
The borrower is required to provide the following application materials: husband and wife's ID card, household registration book and marriage certificate; Business license of the company or individual merchant; Running account; Guarantee materials, etc.
How much can a running loan generally borrow?
How much revolving loan can be lent is closely related to the flow of banks and the information provided by individuals. The higher the flow, the better the personal credit status, the more complete the information provided, and the more the loan amount, up to 6,543.8+0.5 million yuan.
App with bank running loan
Pufa general fund
As long as you apply for a credit card or savings card of Shanghai Pudong Development Bank, you can apply for the universal fund of Shanghai Pudong Development Bank. Of course, the premise is that your credit record is good and you have a certain bank flow (to prove the borrower's repayment ability).
Icbc Rong e steet
ICBC's e-loan is issued by ICBC to borrowers who meet certain conditions. It is unsecured and unsecured pure credit. At present, the one-year e-loan interest rate is 6.525%, the loan is 1 ten thousand yuan, and the average daily interest is less than 1 yuan.
Bank of Communications Angel Loan
Angel loan is a consumer credit service provided by Bank of Communications for young customers aged 24-35 with college education or above who have stable jobs. If the applicant has a Bank of Communications credit card, he can apply directly. If not, he needs to fill in a series of information according to the system prompt.
Citic xinjinbao
CITIC Xinbaobao has a maximum amount of 300,000 yuan, which is a fairly good loan product. The income and credit status of the applicant are the evaluation criteria of CITIC Xinbaobao's quota. The higher the income, the better the credit information and the higher the number of users.