Hainan purchase restriction regulations
Since April, the People's Government of Hainan Province has issued the Notice of the General Office of Hainan Provincial Party Committee on Further Stabilizing the Real Estate Market. Commercial housing in Hainan province will be restricted globally. It mainly includes: Wuzhishan, Baoting, Qiongzhong and Baisha, and the houses built in four cities and counties in the central ecological core area can only be sold to households in this city and county. In Haikou, Sanya and Qionghai, where the purchase restriction has been implemented, families who are not registered in this province need to provide proof that at least one family member has paid personal income tax or social insurance in Hainan Province for 60 months or more.
1, Hainan household registration:
30% down payment for the first suite, and the rest can be mortgaged; The second suite shall be implemented in accordance with the regulations of cities, counties and banks. Haikou City stipulates that 40% of the down payment for the first suite has been settled and 70% has not been settled; 50% in Sanya.
2. Non-Hainan household registration:
(1) First-class cities and counties (Haikou, Sanya, Qionghai): A set of families, with a down payment ratio of not less than 70%, are prohibited from transferring within 5 years from the date of obtaining the property right certificate. If you buy a house in the restricted area of this Municipality, you shall pay personal income tax or social insurance for 60 months or more.
(2) Category II cities and counties (Wuzhishan, Baoting, Qiongzhong and Baisha): can only be sold to households in this city (county).
(3) Other cities and counties in the third category: 1 restricted families, the down payment ratio is not less than 70%, and the transfer is prohibited within 5 years from the date of obtaining the property right certificate.
If your household registration is in other provinces, and you have not worked and lived in Wuzhishan, Baoting, Qiongzhong and Baisha for a long time, you can ignore these four places when buying a house in Hainan. Families in other cities and counties can only buy one set, and the down payment ratio is not less than 70%, and the transfer is prohibited within 5 years from the date of obtaining the property right certificate. If you buy a house in Haikou, Sanya and Qionghai, you need to provide proof that at least one family member has paid personal income tax or social insurance in Hainan Province for 60 months or more.
Outside the above areas, families who are not registered in this province must provide proof that at least one family member has paid personal income tax or social insurance for 24 months or more in Hainan Province. As of the date of issuance of this notice, households with household registration in this province can only buy one set of housing, and must provide proof that at least one family member has been paying personal income tax or social insurance for 24 months or more in Hainan Province. Cities and counties should strengthen the qualification examination of purchasing houses and standardize housing transactions. Non-registered households in this province are not allowed to buy houses by paying personal income tax or social insurance, and the housing policy on introducing talents shall be formulated separately by the provincial government.