Many banks and financial institutions have many credit products, among which consumer loans are the most popular ones, which are closely related to people's lives after all. So what is a personal consumption loan? You can also submit an application if you have relevant needs, which can quickly solve the funding problem.

1. Personal comprehensive consumption loan.

Personal comprehensive consumption loan is a RMB loan issued by the lending institution to the borrower for unlimited specific consumption purposes, which is guaranteed by the effective right pledge recognized by the lender or can be mortgaged by legal and effective real estate.

2. Personal car loan.

Personal car loan is a special RMB loan issued by a lending institution to borrowers who buy cars at special dealers. For the purchase of a car, the right pledged by the lender or a unit or individual with compensatory capacity serves as the guarantor to repay the principal and interest and bear joint and several liabilities, and the down payment of the car is deposited in the loan bank.

3. National student loans.

National student loans are divided into ordinary student loans and poor student loans. They are special RMB loans issued by lenders to full-time colleges and universities with financial difficulties, which are used to pay tuition and living expenses, and the education department subsidizes the establishment of "special account funds for student loans".

4. Personal travel loans.

Personal travel loan is a RMB loan issued by the lending institution to the borrower to pay the travel expenses. The effective rights recognized by the lender are used as pledge guarantee or units or individuals with compensatory ability are used as guarantors to repay the loan principal and interest and bear joint and several liabilities.

5. Personal credit loan

Many banks have credit loans. Users can get a quota as long as they authenticate their personal information. The application will be reviewed and will be received immediately after it is approved.