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What are the conditions for buying a car loan in Xiamen?
Hello, at present, the car loan handled by China Merchants Bank can only be to buy this brand-new non-operating car. If you have seen the car you need to buy through the car dealer, you can confirm whether you have cooperation with China Merchants Bank through the car dealer. If not, you can try to contact the personal loan department at the counter of China Merchants Bank directly to apply for a loan for you. The handling bank needs to examine your situation in detail to determine whether it can be handled.

Loan object and conditions:

1. Meet the basic requirements of our retail loan customers.

2. Foreigners or residents of Hong Kong, Macao and Taiwan must also meet the relevant requirements of the state for foreigners when purchasing commercial housing.

3. Have the ability to repay the loan principal and interest on time. The borrower's monthly loan expenditure should be controlled below 50% (inclusive), and the monthly debt expenditure should be controlled below 55% (inclusive).

4. Personal car loan customers must be local residents where the institution is located.

5. Age plus loan period shall not exceed 60 years old. If two or more applicants apply for a loan, the loan term can be reasonably determined according to the actual situation, but at least 1 the borrower is not over 60 years old.

6. Other conditions stipulated by this institution.

(If you have any other questions, I suggest you consult "Online Customer Service" /cmu/icslogin.aspx? from = B& amp; Logincmu=0. Thank you for your attention and support! )