1, users with a sesame credit score of 600 or above have the opportunity to apply for the "flower garden" quota, and can use the "flower garden" to pay when shopping in Tmall and Taobao. Repay on June 10 of the next month after receiving the goods, and there is no handling fee during the period.

2. Users with a sesame credit score of 600 or more have the opportunity to apply for "borrowing". Depending on the score, the loan amount that users can apply for ranges from 1000 yuan to 50,000 yuan. The longest repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is 0.045%.

3. Users with a sesame credit score above 700 have the opportunity to apply for a "good term loan" with a loan amount of 2000- 1 10,000 yuan. The loan term is divided into 3 months, 6 months and 65,438+02 months, and the loan can be repaid at any time, with monthly interest. The repayment method is equal principal and interest.