Repayment can also be divided into two types: one is voluntary repayment, and the other is the relationship with the bank's savings card under the bank credit card, and the deduction will also be made.
2. Deduction steps after loans overdue.
Loans overdue, an online lending platform, will deduct money if it signs a third-party deduction agreement. If it does not sign the deduction, the service platform has no right to deduct money from the bank savings card.
The same is true of bank credit cards. This has nothing to do with the savings card. Even when I am in loans overdue, I will not deduct money from the bank savings card, not to mention other bank cards. Savings cards are personal assets, and the owner has no right to deduct them immediately, and the bank is not good.
3, cancellation steps
Some netizens' loan cards and bank cards belong to the same card. At this moment, they need to cancel the withholding agreement and take the repayment right into their own hands. Here, they can immediately call the bank card customer service hotline to unbind. But if you can't untie it, I suggest you cancel your card at the bank immediately and get a new one. According to the requirements of the bank, after the new bank card is cancelled, it is not easy to inherit the third-party agreements such as the original card withholding. At present, all banks or service platforms are unable to deduct the newly applied cards.
4. Deduction method after filing a lawsuit
Once the loan is sued by the bank or a third party, the appellant applies to the court for property preservation, and the court will freeze the debtor's account according to the application until the judgment is executed. If the appellant fails to apply for property preservation, the court will freeze the property account of the person who has lost his trust and apply for enforcement after the judgment takes effect. Of course, if the appellant does not apply, the court can also take court enforcement measures according to its importance.
Article 242nd of the Civil Procedure Law requires that the people's court has the right to inquire about the assets such as deposits, bonds, personal stocks, fund shares, etc. of the person subjected to dishonesty from relevant enterprises. Therefore, the court can check other assets under the borrower's family and take necessary preservation measures such as freezing.
The money in the above letter is frozen or deducted, that is, the court takes freezing measures after filing a lawsuit and deducts it immediately during the execution.
Of course, freezing assets alone will not endanger all normal applications of the software. These are some simple deduction signs. I hope everyone can understand and make preparations in advance to prevent delays in deduction at critical moments.