What should I do if the review of Pleasant Loan Speed Mode fails? Not everyone can apply for a quick loan for a pleasant loan. Even if you meet the age requirements and job requirements, there will still be people who can't apply because they don't meet the standards. Next, let's take a look at the specific reasons for the failure of the Pleasant Loan Speed Audit Model.

Reasons for audit failure of pleasant loan speed model

Judging from the application conditions of pleasant loan platform, people who are not between 22 years old and 60 years old and have worked in the current unit for less than 6 months (including probation period) cannot apply for loans as long as they do not meet one of the two conditions. In addition, there are the following reasons that will also lead to loan failure.

If the income does not meet the requirements, the monthly punching salary is less than 4,000 yuan; Wages are paid in cash and income cannot be recognized; Insufficient repayment ability and high debt ratio; Insufficient stability of work and income; Bad credit record; Failing to provide information as required or providing insufficient details; The comprehensive credit score of the system is insufficient.

What should I do if the review of Pleasant Loan Speed Mode fails?

If the loan application is out of date, you can ask the customer service of pleasant loan in detail. If it is a subjective reason that can be adjusted, you can modify it and resubmit the application. If it is an objective reason that can't be changed for the time being, such as the monthly punching salary can't meet the requirements, you can only try other loan products, and you can choose more loan products!

Why do pleasant loan applications always fail?

The loan user's application was not approved, which may be caused by one or more of the following reasons:

1. Less than 6 months' working time in the current unit.

2. The age does not meet the requirements and is not within the range of 22-55 years old.

3. The income does not meet the requirements, and the monthly punching salary is less than 4,000 yuan.

4. The salary is paid in cash, and the income cannot be confirmed.

5. Insufficient repayment ability and high debt ratio.

6. Lack of job and stable income.

7. Bad credit record.

8. Failure to provide the required information or insufficient details.

9. The comprehensive credit score of the system is insufficient.

Reasons for the reduction of pleasant loan quota or the failure of default loan:

According to the materials uploaded by the borrower, the credit review team will conduct a professional system evaluation. If the system evaluates that the amount applied by the borrower will cause repayment pressure, it will reduce its amount.

The borrower needs to confirm whether to accept the adjustment within 3 days after approval. If it is not confirmed within 3 days, the system will give up the loan by default. It is suggested that the borrower accept the adjustment of the quota, repay the loan in time and establish a good credit. With a good repayment record, the next time you borrow money, you may get an increase in the loan amount.

If there are not enough bidders, the loan will be cancelled automatically;

If there are no bidders, or the bidding is not full within the 7-day bidding period, the loan application will be cancelled automatically. This rarely happens. If the loan application is cancelled automatically, the borrower can resubmit the application and borrow again.

Where is the additional loan entrance of pleasant loan? You need to meet these application conditions!

Pleasant loan is a well-known P2P platform in China. Many people invest and manage wealth in Pleasant Loan, and there are also many loan platforms under it. 20 19 many small partners found that pleasant loans had new additional loans, which seemed to have a high amount. So where is the additional loan entrance of pleasant loan? Today, let's make a brief introduction.

I. Product name

Pleasant loan speed model-additional loan

Application entrance: Pleasant loan supplementary loan has been an invitation system from the beginning. If you receive a text message, you can log in to Yirendai immediately and click this entrance.

Generally speaking, if you want to have an additional loan entrance, you must be an old customer of pleasant loans, have outstanding debts, and have the remaining installments, then additional loans will appear. Once the application is successful, you can use part of the amount to repay the debt.

Second, pleasant loan additional loan application conditions

1. When you receive the invitation message, you will be prompted that you have obtained the right to additional loans. Log in to Pleasant Loan APP to apply.

2. Credit card. Credit card bills must be imported, and the repayment of consumption for several months will be investigated;

3. Other information needs the authorization of mobile phone address book, e-commerce platform (such as Taobao and JD.COM) and mobile phone operator.

The pass rate of additional loans is not high and many people have been rejected. It may be that the credit card bill does not match or the mobile phone is not optimized. In short, the additional loan amount of pleasant loan is very high, generally tens of thousands of yuan, and the annual interest rate is around 30%. Although it is relatively high, it is more conscientious than the anti-aircraft gun platform. You can make a decision according to your own situation.