18459.72

For loans with a small amount like this, the "equal principal and interest" repayment method is generally used;

The "equal principal and interest" repayment method

Annual interest rate=5.7%, monthly interest rate=annual interest rate/12=0.475%

Formula: monthly repayment amount=loan amount*monthly interest rate/1-(1+monthly interest rate)^- Number of repayment months

Monthly repayment amount=220000*0.475%/1-(1+0.475%)^-240

Monthly repayment amount=1,538.31 yuan

Total repayment = 369,194.55 yuan

Total interest = 149,194.55 yuan

Answer:

The monthly repayment of this loan is 1,538.31 yuan (annual repayment The total repayment is 369,194.55 yuan; the total interest is 149,194.55 yuan.

The loan can be repaid in advance, but the bank may charge a certain amount of liquidated damages, so you must ask the lending bank about this. Clear.