1, loan term, and the longest term of individual housing provident fund loan is 30 years. Moreover, the loan term plus the age of the borrower at the time of borrowing shall not exceed the statutory retirement age of the borrower, which is 60 years old for men and 55 years old for women. Second-hand housing loans shall not exceed the remaining service life of the land use right of the purchased house. You can keep it for nine years.

2. The specific loan amount is determined according to the comprehensive examination and approval of provident fund deposit, income, house price, loan term, personal credit situation and withdrawal amount of provident fund.

3. The monthly repayment amount does not exceed 50% of the applicant's income, which can be halved according to the individual's annual income and multiplied by 9 years.

4. The final approval shall be subject to the approval of the local provident fund management center.