1. First of all, if the assessed price of the bank is lower than the transaction price, the buyer and the seller should negotiate payment and sign relevant agreements, and go through the loan approval procedures according to the assessed price.

2. Secondly, according to the customer qualification, change other banks for cross-evaluation, or ask the Bank to enter other evaluation companies for cross-evaluation.

3. Finally, let the appraisal company conduct on-the-spot appraisal and give the final appraisal price.