What is the housing sale policy in Cangzhou? 1. Increase the land supply (1) and continue to increase the total supply of real estate land. First, a number of commercial and residential land will be listed for sale again in the near future. The second is to speed up the implementation of the 20 17 annual land purchase and storage transfer plan, complete the purchase and storage transfer of commercial and residential land as soon as possible, and form an effective supply of commercial housing. The third is to formulate a three-year plan for the purchase, storage and supply of commercial and residential land, rationally arrange the timing, scale and region of various types of land supply, and stabilize market expectations. (2) Further standardize the performance management of the land transfer contract, check the projects under construction since 20 13 and the commercial and residential land to be transferred in the future one by one, and strictly investigate the behavior of not completing the project on schedule and not reporting in writing as agreed in the contract. (3) Further intensify the investigation and disposal of idle land. If the land acquired by the development enterprise has not started development for more than one year, the land idle fee shall be charged at 20% of the land transfer price; If the development has not started for two years, the right to use state-owned construction land will be recovered free of charge, and the behavior of "hoarding land and speculating land" will be strictly prevented. The second is to increase housing security, speed up the transformation of shanty towns, and speed up the progress of housing expropriation and compensation for newly started projects. For projects in the final stage of collection, increase the intensity of collection, complete the collection around the end of July, and realize land supply as soon as possible. The shed reform project determined this year, after the collection is completed, the land will be supplied with the collection. Accelerate the construction of affordable housing, and the affordable housing allocated in commercial housing projects should be completed simultaneously with commercial housing. Three. Implementing the policy of restricting the purchase of housing (1) If a non-resident family owns 1 set or more houses in the main city, it is temporarily prohibited to buy houses in the main city (including new commercial housing and second-hand housing). (2) Households with household registration in this city have two or more houses in the main city, and they are not allowed to buy ordinary houses (144 square meters and below) temporarily. (three) real estate development enterprises and real estate agents shall not sell houses to buyers who do not meet the above conditions. In violation of the above-mentioned purchase restriction regulations, the transaction department shall not go through the formalities for confirmation of real estate transactions, and the registration department shall not go through the formalities for registration. Fourth, adjust the housing provident fund loan policy and increase the down payment ratio of housing provident fund loans. The minimum down payment ratio of residents using housing provident fund loans to purchase the first set of housing will be increased to 30%; The minimum down payment ratio for the purchase of two houses will be increased to 60%; Stop issuing three sets of housing loans. Continue to suspend the acceptance of loans that have not paid housing provident fund in Cangzhou and purchased houses in Cangzhou. The method of determining the loanable amount of housing provident fund loans is linked to the balance of the borrower's family housing provident fund deposit account. Continue to implement the waiting system for housing provident fund loans. V. Perfecting the differentiated housing credit policy According to the relevant regulations of the People's Bank of China and the agreement of the Hebei Provincial Market Interest Rate Pricing Self-discipline Committee, the following requirements are made for the differentiated housing credit policy: For households who purchase ordinary housing for the first time in the main city, apply for commercial personal housing loans, and the down payment ratio is not less than 30%. For households with registered residence in this city who own 1 apartment in the main city and have no housing loan or the corresponding housing loan has been settled, in order to improve their living conditions, they can apply for commercial personal housing loans to purchase ordinary housing, and the down payment ratio is not less than 40%. For households with registered residence in this city who own 1 apartment in the main urban area and the corresponding housing loans have not been settled, in order to improve their living conditions, they should apply for commercial personal housing loans again to purchase ordinary housing, and the down payment ratio should be no less than 50%. Commercial personal housing loans will be suspended for households with registered residence in this city who buy third or above houses in the main city. The intransitive verb is to strictly manage the pre-sale of commercial housing (1) and establish the pre-sale approval system of commercial housing. First, give reasonable guidance to the declared price of commodity housing projects applying for pre-sale. For projects that apply for pre-sale for the first time, the average declared price shall not be significantly higher than the average online sales price of similar projects around. If there are no similar projects around, refer to the prices of similar second-hand houses around. For projects that are developed by stages and re-applied for pre-sale, the declared average price shall not be higher than the actual average price of online sales in the early stage of the project. If the pre-sales price is significantly lower than the current average market price, refer to the average price of similar projects around the network. For commercial housing projects that do not accept guidance, pre-sale permits for commercial housing will not be issued for the time being. Second, for projects applying for pre-sale, the pre-sale time is uniformly distributed by the Municipal Housing and Construction Bureau, and the high and low prices of pre-sale projects are reasonably matched to ensure that house prices do not rise. Third, after the real estate enterprises handle the pre-sale approval, they must go to the municipal price department to clearly mark the commercial housing for the record. After filing, the real estate enterprise shall sell houses at the filing price, with one room and one price clearly marked. For projects that raise prices beyond the record price without authorization, investigate and suspend the qualification of commercial housing online signing according to law. (2) Adjust the pre-sale permit policy for real estate projects. First, if the land of the real estate project or the project under construction is mortgaged, the whole project may not apply for pre-sale permit before the collateral is fully mortgaged; If the project has gone through the pre-sale permit procedures, the land and projects under construction may not be mortgaged again. Second, development enterprises can only apply for pre-sale permit if the funds invested in development and construction reach more than 35% of the total investment in engineering construction. Seven, vigorously rectify and standardize the real estate market and actively implement the "Notice of Cangzhou Municipal People's Government Office on Promoting the Stable and Healthy Development of the Real Estate Market in the Central City" (Cang Zheng Ban Zi [20 16] 133No.) Article 5 requirements. According to the division of responsibilities, the district people's governments (administrative committees) and relevant functional departments should strengthen the supervision of the real estate market according to law. (1) Strengthen joint law enforcement by all departments. Carry out all kinds of special inspections, set up report telephones respectively, and strictly investigate typical illegal acts such as "hoarding houses, real estate speculation, selling without a license, driving up house prices, and selling houses without land", and include real estate with large price increases in key monitoring and conduct uninterrupted inspections. Improve the transfer mechanism of illegal acts, and all kinds of illegal acts found by various departments in market supervision that are not within the scope of their duties should be handed over to relevant departments in a timely manner. Encourage social supervision, and reward those who effectively report every illegal act as soon as possible after verification. (two) to strengthen the supervision of real estate agents, to prevent speculation. Real estate intermediaries and employees are not allowed to speculate on house numbers, not to earn the difference in the process of agency, and not to engage in illegal transactions by signing a "yin-yang contract". Commercial housing that has obtained the pre-sale permit but has not obtained the ownership certificate shall not be transferred as an agent. The tax authorities strictly control the illegal "ticket change" behavior. (3) Severely investigate and punish enterprises that violate laws and regulations, record violations in enterprise credit files, and publicly expose them on social credit platforms in a timely manner. Real estate development enterprises that refuse to mend their ways are blacklisted by the housing construction department, which reduces their qualifications and restricts their participation in the auction of commercial residential land within Cangzhou City. The business license of a real estate brokerage agency that refuses to change its mind after repeated education shall be revoked by the industrial and commercial department. First of all, the policy of buying a house in Cangzhou is different from previous years. The government has strengthened the relevant control and strengthened the relevant protection of housing. Then, the loans related to public rental housing will also be reduced, and the relevant real estate developers will be vigorously rectified, so that the relevant management and control of the real estate industry will meet the national standards, and there will be no related behaviors such as real estate speculation and earning the price difference.