Advantages:
1. has a sound risk control system, including strict real-name authentication, multi-level risk control system, asset selection, regular due diligence, etc. To ensure the safety of users' investment.
2. Provide perfect customer service support and provide professional services for users.
Disadvantages:
1. The interest is high, so the loan is not recommended.
2. Some information is not transparent enough and needs to be cautious.
3. Crowdfunding is a small loan platform, which may have some unknown risks.
To sum up, as an online lending platform, Zhongxianghua has a sound risk control system and customer service support, but the interest is high and the information is not transparent enough, so there may be some unknown risks. It is recommended to conduct full investigation and evaluation before choosing investment or loan.