How do you want to borrow it? House or decoration or something? Each loan has different conditions. Now, take the residential loan as an example: \x0d\ 1. Provident fund loan: 1, proof of marriage relationship (1), unmarried certificate stamped with the original official seal of the Civil Affairs Bureau in duplicate (2), copy of marriage certificate of both parties \x0d\2, official seal of salary income certificate \x0d\ 4 blacklisted persons are not allowed to lend, and the monthly repayment amount+monthly repayment amount of this loan shall not exceed 50% of the salary income certificate. )\x0d\4。 Take two loan application forms from the provident fund center and fill them out according to the contents of the forms. You need the company seal \x0d\5, ID card and household registration book in duplicate \x0d\6, and two purchase contracts 7. \x0d\ 2。 Bank loan \x0d\ 1, proof of marriage relationship (1), unmarried certificate stamped with the original official seal of the Civil Affairs Bureau in duplicate (2), copies of marriage certificates of both parties in duplicate \x0d\2, proof of salary income stamped with the official seal \x0d\3, monthly repayment amount of credit investigation (at the provident fund management center)+current loan month. Id card and household registration book in duplicate. Copy of 7% and 30% down payment receipts and bills of the house purchase contract \x0d\6. If the borrower is an enterprise legal person, it must also provide the annual examination of business license, tax registration certificate and organization code certificate.