Taobao loan only includes credit loans in phases 3, 6 and 9 12 \x0d\ 12. Taobao loan includes average capital loan \x0d\ monthly interest-paying loan \ x0d \ Q: How to apply for credit loan? Answer: Enter I am the Seller-Store Management-Taobao Loan, click this credit loan to enter, enter the loan page, and click the loan application button: \x0d\ 1) to fill in personal information: you need to fill in all the information when applying for the first time, and the personal information page has the function of automatic saving, so you don't need to fill it in again when applying for a loan; \x0d\2) Fill in the loan amount and service period; \x0d\3) Confirm the loan. \x0d\ "Click here to view the loan application operation demonstration. \x0d\ \x0d\ Q: Introduction to Taobao Credit Loan Approval Answer: \x0d\ In some special cases, your loan needs to enter the manual approval stage, which usually takes about 2 working days. Generally, the loan credit of users who pass manual approval will be improved. \x0d\ Q: How is the arrival date of the credit loan calculated? Answer: \x0d\ The loan arrival date is the arrival date. \x0d\ If you apply for a loan on June 65438+1 October1and pass the examination, the loan will be paid to your Alipay account on June 65438+1October 2, and the second day of each month is the loan receipt date. \x0d\ If the loan arrival date is 29th, 30th or 3 1 day, but there is no such date in the month when you repay the principal and interest, then your account date in that month is the last day of that month.