According to the national policy, at present, the mortgage loan can't directly deduct the individual tax, but if it is collected in strict accordance with the audit, the interest of the individual mortgage loan can be deducted from the income from the sale of the house, that is, the individual income tax can be deducted.

Tax deduction means deducting personal income tax, which is a tax that citizens must pay, but it can be deducted under some special circumstances. Personal income tax is the general name of legal norms that adjust the social relationship between tax authorities and natural persons (residents and non-residents) in the process of personal income tax collection and management.