Since such a question can be raised, it shows that this person's mentality is still quite good. In the news, it has been revealed many times that life goes to extremes when it is a little rough, and he is already heavily in debt, and he is still looking for what kind of mentality to maintain when he reaches the bottom of his life.

When we are in debt, let's relax and feel the warmth of the sun. It doesn't matter if you have nothing at the moment, as long as you have a hard-working heart.

Don't think so much. How and when will the debt be paid? Is there any hope in life? Then such questions are meaningless, which will only increase our psychological burden and bring us a lot of negative energy. Few people even think of escaping or ending themselves to avoid problems. This kind of behavior is really undesirable and unworthy.

In fact, whenever we finish a corner, we should learn to look back at this section of the road, how we got here and what pits we stepped on. We need to take stock of some reasons for today's debt. Avoid it and repeat it. Debt is actually a profound lesson for us to go the wrong way. At the same time, it also provides sufficient motivation for our next journey. He's not a bad guy at all. Let me give you some advice. I hope it is useful to everyone.

1, don't apply for suspension and loan negotiation in a hurry. Most people want to negotiate as soon as possible, so the interest will be less. This is certainly true, but no matter whether it is 48 or 60 installments, there is great repayment pressure every month. So do you have a stable source of income? This requires us to think carefully and make sure that we must avoid the second overdue after consultation.

The second point is, don't rob Peter to pay Paul, we must do what we can. We met too many customers. We borrowed the first one and paid it back several times. When we had no money to pay it back, we borrowed the second one, the third one, and so on. In the end, I couldn't borrow money, which eventually led to a collapse. At that time, we may realize that we have a big game. If I had known today, why should I have done it? So when I think I can't do it, I will stop.

Then third, don't let debt interfere with your life, and don't let debt be the reason for your depression. Make a detailed work plan and goal for yourself, and then strictly implement it.

Fourth, empty cup mentality, abandon the so-called experience before, learn more and see more, broaden your own channels, and then sit down and cut costs, stabilize your work, and plan your debts. With this mentality, we can't say that the debt is paid off in one breath, but life will definitely get better and better. Let's go