At present, the People's Bank of China announced that the annual interest rate of loans with a term of more than five years is 4.9%. According to the benchmark interest rate, the repayment method is "equal principal and interest repayment" under the condition that the interest rate remains unchanged. The total interest is 42 157.4 1 yuan, and the monthly repayment amount is 2522.47 yuan. Repayment by "average capital Repayment Method", the total interest is 39,608.33 yuan, and the monthly repayment amount decreases month by month.

If you need a trial calculation, you can go to the homepage of China Merchants Bank and click "Financial Calculator"-"Personal Loan Calculator" on the right to make a trial calculation.