Yes, most of the 4S loans are made to you through cooperative guarantee companies, but compared with going directly to the guarantee company, they also spend an extra layer of skin, so you'd better go directly to the guarantee company to do it. Because the general secured loan to buy a car is provided by the lender or a third party according to law, and then the bank lends money; At the same time, car buyers have to pay a certain deposit and money to pick up the car.
Second, is the car loan in 4S? Or find another guarantee investment company? That's cheap?
If you can find what you are familiar with, of course you can find it yourself; Where to buy insurance does not affect claims,
3. What do they do when they borrow money to buy a car and find a guarantee company?
The guarantee company shall review the loan voucher according to the requirements of the bank, and then submit the audited data to the bank, which will review the loan and use it by the guarantee company.
When an individual or enterprise lends money to a bank, in order to reduce the risk, the bank does not lend money directly to the individual, but requires the borrower to find a third party (a guarantee company or a qualified one).
Advantages of guarantee companies
1, the guarantee company has a fast time limit. As a bank, its inherent loan model process leads to the need for small and medium-sized business owners to spend a lot of time designing special financing schemes for different enterprises, which greatly saves business owners' time and energy and can meet their urgent demand for funds.
2. Furthermore, the credit line granted by the guarantee company on the basis of mortgage greatly exceeds the value of the mortgaged assets. For small and medium-sized enterprises
4. What should they do if they borrow money to buy a car and find a guarantee company?
According to the requirements of the bank, the guarantee company will require the borrower to issue relevant qualification certificates for review, and then submit the audited materials to the bank, which will lend money after review, and the guarantee company will charge corresponding service fees.
When an individual or enterprise borrows money from a bank, in order to reduce the risk, the bank does not lend money directly to the individual, but requires the borrower to find a third party (guarantee company or qualified individual) to provide credit guarantee for it.
Advantages of guarantee companies
1, the guarantee company has a fast time limit. As a bank, its inherent loan model process causes a lot of time waste for SME owners; The guarantee company just embodies the flexible mode of designing special financing schemes for different enterprises, which greatly saves the time and energy of business owners and can meet their urgent need for funds.
2. Furthermore, the credit line granted by the guarantee company on the basis of mortgage greatly exceeds the value of the mortgaged assets. Provide more demand funds for SMEs.