Your loan official didn't say that the product was overdue and credit was collected at the meeting, so at present, your loan can't be collected. However, due to the need for authorization to inquire about sesame credit when applying, if the record is overdue, it will be displayed in sesame credit, and the consequences will be equally serious.
Sesame Credit is now a well-known third-party credit information platform, and many financial institutions will query Sesame Credit as a personal credit evaluation. Sesame credit has overdue records or bad records, which will have an adverse impact on daily life. I suggest you cherish your personal credit and repay on time.
Extended data:
The loan between you and me is as follows:
At present, there are three main types of loan platforms for your loan, namely, second loan, Jiaka loan and Jiaying loan. Seconds, I can lend 1000-8000 yuan to people with ID cards. Jiaka loan can give people with credit cards a loan of 3000-30000 yuan. Jiaying loan can lend * yuan to people with provident fund.
It is unlikely that your loan will go bankrupt. Some friends will be turned away by your loan. These friends failed in loan, not because you and I closed down, but because their comprehensive credit was not enough. Personal credit should not be too bad. If you have a serious non-performing loan record, you can only apply for your loan after the record is eliminated.
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