You cannot apply for monthly repayment of commercial loans under the following circumstances:

A. the housing provident fund loan is not settled;

B. The principal and interest of commercial personal housing loans have been fully settled;

C relevant documents stipulate that housing provident fund shall not be withdrawn to repay individual housing loans.

Monthly withdrawal of materials required for repayment of provident fund:

The original ID card and marriage certificate of the borrower and spouse;

B. Loan repayment account voucher (i.e. repayment passbook or repayment card);

C. Registration certificate of commercial personal housing loan information issued by the loan bank (loan certificate);

D the borrower's personal credit report issued by the People's Bank of China that can reflect the specific loan information (detailed version);

E. original commercial loan contract.

F relevant regulations and other materials required by the management center. # The third suite cannot be extracted, but the second suite can still be extracted. In addition, the third withdrawal from the spouse's provident fund is not allowed. In other cases, normal extraction is enough.

Materials required for annual withdrawal of provident fund:

A. loan contract;

B. loan certificate; (issued by the lending bank)

C. identity card;

D. The main lender does not provide the marriage certificate himself;

E. The financial department of the unit shall issue a withdrawal application form (cheque);

Personal credit report issued by the People's Bank of China (detailed version). # If you buy a second suite, you can also withdraw the provident fund.

1, monthly withdrawal after handling the loan.

Conditions: When signing the Agreement on Monthly Withdrawal and Repayment of Commercial Loans, the retained balance of each account shall not be less than 12 times of the monthly deposit amount of the deposit account.

2. After handling the loan, it will be withdrawn year by year.

Conditions: Commercial personal housing loans issued by commercial banks (local and off-site) that have not undertaken the housing provident fund loan business in this Municipality or housing provident fund loans issued by other housing provident fund management institutions (provincial provident fund, railway, provincial prison, East China Petroleum Bureau, etc.). ).

3. The purchaser withdraws the provident fund at one time.

Conditions: you can withdraw the provident fund to repay the loan within one year of buying a house.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!