the down payment of 1.5 million yuan for the store is 6, yuan, and the monthly payment is 5986. This house is the first property in your name, so the down payment you need to pay is 3%. Multiply 1.5 million yuan by 3%, and the calculated result is 45, yuan. You can apply for a loan for the remaining 1.5 million yuan, and you can choose the repayment time of 25 years. Commercial loan. The interest rate is 4.75%, and the calculated total interest is 745. 87 yuan, the monthly payment is 5986.