1. Deposits of urban and rural residents and units (1) current 0.50 (2) fixed term 1. Three months in lump sum. 3. 10 Half a year 3.30 One year 3.50 Two years 4.40 Three years 5.00 Five years 5.502. Lump sum deposit and withdrawal, deposit with interest for one year 3. 10 three years 3.30 five years 3.503. Fixed deposit and one-year fixed deposit with the same interest at 60% discount, agreed deposit 1.3 1.3. Call deposit. 0.95 a day, seven days 1.49. Extended information:
1. Loan conditions and methods of rural commercial banks: 1. Pure credit loan is a popular loan method now, which mainly relies on personal reputation to borrow from banks. The loan amount is generally not high. If there are other assets to assist, the loan amount may increase a little. Like applying for a credit loan, these factors can give you extra points: work unit (civil servants, teachers, doctors, executives of large enterprises, etc. ), with strong assets in the bank and many business contacts with the bank, I have the opportunity to apply for a relatively high credit loan. 2. Guaranteed loan If the personal qualification is not up to standard, you can try to find a third-party guarantor to provide guarantee services for you. This kind of loan method has a relatively high amount of funds, but it requires a higher guarantor, such as meeting the requirements of bank liquidity, credit and assets, which is generally difficult to achieve. Even if the conditions are met, the amount will not be too high. 3. Mortgage loan You have real estate, shops, fixed assets, etc. In your name, you can apply for a mortgage loan if you meet the requirements of the bank. This is the best way to get a large loan. Most banks have similar business. It is recommended to go directly to the bank outlets for consultation. Second, the loan application conditions of rural commercial banks: 1, with fixed income and salary details; 2. At least 18-65 years old; 3 loans for business or car purchase, there must be a guarantor and mortgage; 4. Good credit information. Three. Loan application materials of rural commercial banks: 1. Lender's identity card; 2. The credit information of the lender in the past six months, and the credit information is good; 3. The bank card under the lender's name has been flowing for nearly half a year without interruption; 4. The lender's residence certificate (rental contract, real estate license, water and electricity invoices for the last three months); 5. Income certificate issued by the lender's work unit; 6. Social security, insurance policies and provident fund can also be loaned on a monthly basis. If you want to borrow a higher amount, you can do mortgage loans, such as houses and cars.