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Introduction of Loan Products of Postal Savings Bank
In the case of a loan, the loan that everyone has applied for is not applied casually. Financial institutions have requirements for the main purpose of each loan commodity. Here, I would like to give you a detailed introduction to the commercial reception loan products of China Postal Savings Bank and their main uses.

1. Store lease mortgage loan: used to meet the short-term capital turnover needs of merchants in the economic and trade sales market.

2. Wooden boat mortgage loan: used to meet the capital needs of aquaculture operators such as ship maintenance and diesel engine purchase.

3. Container ship mortgage loan: used to meet the capital needs of operators in the field of waterway transportation, such as buying ships, replacing machinery and equipment, buying fuel, repairing machinery and equipment, etc.

4. Forest right mortgage loan: used to meet anyone's capital demand for the term of property rights of forests, trees and woodlands operated in good faith.

5. Personal taxi operating license pledge loan: used to meet the needs of individual taxi buyers to upgrade their personal taxis.

6. Real estate mortgage loan: used to meet the capital needs of managers of small and medium-sized private enterprises (including self-employed, sole proprietorship enterprises, partnerships, limited liability companies and other corporate shareholders) engaged in manufacturing and trade in cities and towns. ) rational and legal production and operation theme activities.

What is my business reception loan?

My business acceptance loan refers to my business loan, which is a loan issued by the financial institution of China Post Bank to the general partner to guarantee its reasonable and legal production and business activities. The object can be 18 years old (including 18 years old) -65 years old (excluding 65 years old), and the general partner has full civil capacity and working ability. The maximum loan of 5 million yuan is actually based on the requirements of the local Postal Savings Bank subsidiary. The credit line method or each credit line method can be implemented. Within the scope of the credit line method, it can be repaid with the loan and used continuously. The longest loan period is 5 years. If you meet the requirements during the loan period, you can apply for loans many times. The maximum term of each loan is 5 years.

Related questions and answers: What is the annual interest rate of short-term loan interest of postal savings% 1? Short-term loans for 6 months (inclusive) 6. 10 6 months to 1 year (inclusive) 6.56 2. Medium-and long-term loans for one to three years (inclusive) 6.65 Three to five years (inclusive) 6.90 More than five years 7.05 3. Discount is determined with the rediscount rate as the lower limit.