Hangzhou United Bank is called "Hangzhou United Rural Commercial Bank" and was established in 2005. Hangzhou United Bank has launched a credit loan product called "Citizen Loan", which can apply for a loan without providing mortgage, up to 300,000 yuan.
Hangzhou United Bank Citizen Loan is a pure online credit loan product launched by Hangzhou United Bank for customers in Hangzhou. It can be seen that users who apply for citizen loans must be in Hangzhou and hold the debit card of Hangzhou United Bank, and they also need to open Harvest Internet to apply online; Applicants are required to deposit the Hangzhou Provident Fund normally, with a continuous deposit time of 12 months or more, and the monthly contributions of units and individuals are in 500 yuan or above.
This paper first analyzes the importance of small and medium-sized enterprises in the nat