The company is only allowed to issue loans in Dongcheng District, Beijing. Outside the above geographical scope, businesses based on online platforms are scams, which should be cheated by scammers in the name of regular companies. Note that all credit card, financing and loan businesses handled in different places and based on the Internet platform are basically scams, especially those that charge pre-loan fees such as material fees and personal insurance fees, charge fees from personal bank accounts, or require to deposit money in their own cards first.