No, the non-repayment business refers to loan customers who still need financing after the loan expires and have temporary difficulties in capital turnover. The repayment times of customers are not only once, but also many times, but not more than 2 to 3 times of the original loan times. Renewing the loan without repayment of the principal means that when the loan expires, the lender will go to the lending institution to go through the mortgage formalities and extend the original loan term, so the lender can continue to borrow the principal as long as it pays off the interest, so it is also called deferred loan and extended loan.