Hello, unsecured loans are for individuals or businesses. You can get a loan from a bank by using your own credit and income certificates, financial certificates and other information without a guarantor. However, the bank's review is stricter and it is difficult to get the ideal loan amount. You can also consider using a Youqianhua loan, which is also unsecured, but has simpler information review and faster approval.

This answer is provided by Youqianhua. I hope it will be helpful to you. Youqianhua, as a credit brand under Duxiaoman Financial (formerly Baidu Finance), provides users with convenient, fast and secure Internet credit services, with a maximum loan limit of 200,000.